Getting Started with Elemi: What You Need to Accept Payments in Africa

Looking to accept payments across Africa? Whether you're a fintech, online store, betting platform, remittance provider, or a software company, ElemiPay gives you a simple and scalable way to collect and disburse money across the continent.

In this article, we’ll walk you through the essentials of getting started with Elemi how to onboard, what documents are needed, collection rates, payout rates and what it will cost to settle funds anywhere in the world.

How to Get Started: Elemi Onboarding Process

To use Elemi as a business, agent, or referrer, you’ll need to complete our KYC (Know Your Customer) process. Once approved, you’ll receive your ElemiPay account credentials and can start collecting and disbursing payments.

Required Documents

Here’s what we need from you to verify your ElemiPay account:

1. Certificate of Incorporation (registered and certified)

2. Company share structure

3. Company profile (brief + website URL)

4. ID of all key individuals, including:

   • National ID (for locals)

   • Passport (for foreign nationals)

   • Refugee ID + Attestation (for refugee-led entities)

5. ID documents for all UBOs (Ultimate Beneficial Owners)

6. Proof of address (for UBOs and business)

7. Trading License

How long does onboarding take?

• Standard review time: 48–72 hours, assuming documents are complete

• A draft agreement will be shared for your review

• Once approved, your Elemi account will be created and you can begin integration

Supported Countries & Pricing

Elemi supports payment collection and payouts in key African markets. Here's an overview of our current rates:

Country	Method	Collection Fee	Payout Fee
Uganda	Mobile Money (MTN, Airtel)	2.7%	0.5% + 1,000 UGX
Kenya	Mobile Money (Mpesa)	1.9%	0.5% + 50 KES
Nigeria	Instant E-Banking	0.9%	0.5% + 30 NGN
South Africa	Instant Bank Transfer, Local Cards	4.4%	20 ZAR
Tanzania	Mobile Money (Airtel)	3.9%	0.5% + 1,500 TZS
Cameroon (Forex only)	Mobile Money (MTN, Orange)	3.9%	2%
Rwanda (Forex only)	Mobile Money (MTN)	3.7%	0.5% + 650 RWF
Senegal	Mobile Money	3.7%	2.5%
Burkina Faso	Mobile Money	3.9%	2%
Togo	Mobile Money	3.9%	2%
Guinea (Conakry)	Mobile Money	3.9%	10,000 GNF
Ivory Coast	Mobile Money	3.9%	2%
Benin	Mobile Money	3.9%	2%

Settlement Options & Fees

Elemi allows global settlements via USDT (TRC20). Settlement fees are:

• 1% for less than 100,000 USDT

• 0.8% for 100,000 – 500,000 USDT

• 0.5% for over 500,000 USDT

Settlement timing: T+1 (next business day)

Ready to Accept Payments Across Africa?

Elemi makes it easy to accept and send money across the continent with one integration. Whether you're a business expanding across Africa or a tech-savvy referrer, Elemi gives you the tools to grow and earn.

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