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Accept payments for your business in Africa

Collect and make payments from 14 African countries. Mobile money, Credit/ Debit cards and online banking channels accepted

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Getting Started with Elemi: What You Need to Accept Payments in Africa

Looking to accept payments across Africa? Whether you're a fintech, online store, betting platform, remittance provider, or a software company, ElemiPay gives you a simple and scalable way to collect and disburse money across the continent.

In this article, we’ll walk you through the essentials of getting started with Elemi how to onboard, what documents are needed, collection rates, payout rates and what it will cost to settle funds anywhere in the world.



How to Get Started: Elemi Onboarding Process

To use Elemi as a business, agent, or referrer, you’ll need to complete our KYC (Know Your Customer) process. Once approved, you’ll receive your ElemiPay account credentials and can start collecting and disbursing payments.


Required Documents

Here’s what we need from you to verify your ElemiPay account:

  1. Certificate of Incorporation (registered and certified)

  2. Company share structure

  3. Company profile (brief + website URL)

  4. ID of all key individuals, including:

    • National ID (for locals)

    • Passport (for foreign nationals)

    • Refugee ID + Attestation (for refugee-led entities)

  5. ID documents for all UBOs (Ultimate Beneficial Owners)

  6. Proof of address (for UBOs and business)

  7. Trading License


How long does onboarding take?

  • Standard review time: 48–72 hours, assuming documents are complete

  • A draft agreement will be shared for your review

  • Once approved, your Elemi account will be created and you can begin integration


Supported Countries & Pricing

Elemi supports payment collection and payouts in key African markets. Here's an overview of our current rates:



Country

Method

Collection Fee

Payout Fee

Uganda

Mobile Money (MTN, Airtel)

2.7%

0.5% + 1,000 UGX

Kenya

Mobile Money (Mpesa)

1.9%

0.5% + 50 KES

Nigeria

Instant E-Banking

0.9%

0.5% + 30 NGN

South Africa

Instant Bank Transfer, Local Cards

4.4%

20 ZAR

Tanzania

Mobile Money (Airtel)

3.9%

0.5% + 1,500 TZS

Cameroon (Forex only)

Mobile Money (MTN, Orange)

3.9%

2%

Rwanda (Forex only)

Mobile Money (MTN)

3.7%

0.5% + 650 RWF

Senegal

Mobile Money

3.7%

2.5%

Burkina Faso

Mobile Money

3.9%

2%

Togo

Mobile Money

3.9%

2%

Guinea (Conakry)

Mobile Money

3.9%

10,000 GNF

Ivory Coast

Mobile Money

3.9%

2%

Benin

Mobile Money

3.9%

2%

Settlement Options & Fees

Elemi allows global settlements via USDT (TRC20). Settlement fees are:

  • 1% for less than 100,000 USDT

  • 0.8% for 100,000 – 500,000 USDT

  • 0.5% for over 500,000 USDT

Settlement timing: T+1 (next business day)


Ready to Accept Payments Across Africa?

Elemi makes it easy to accept and send money across the continent with one integration. Whether you're a business expanding across Africa or a tech-savvy referrer, Elemi gives you the tools to grow and earn.



👉 Need help onboarding or want a demo? 




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