How businesses in Estonia can accept payments from Africa
- agnes2718
- Jan 7
- 3 min read
Many Estonian businesses today operate entirely online. Even legacy brands that have accepted money in person for decades are accepting online payments.
The challenge normally comes when they spread their wings to Africa.
Unlike global markets, Africa is not one market but 54 countries with different rules and regulations, payment methods and customer habits.
The Solution: Payment Gateways like Elemi pay and the role they play in soothing payment processing from Africa for Estonian businesses.
What is a payment gateway?
This is a technology platform that acts as intermediary in electronic financial transactions. It enables online businesses accept and make payments in Africa using mobile money wallets, debit/credit cards and online banking.
It bridges the gap between the customer, the business and their respective financial institutions in one platform charging a fee for each transaction processed.
How does it smoothen the payment process?
Data encryption as a protection from unauthorized access.
Connection with payment processor.
Authorization from issuing entity.
Valuable data and reporting to help the businesses analyze and manage their transactions.
Fraud detection and prevention to minimize the risk of fraudulent transactions.
In this article we digest the different payment gateways that can enable Estonian businesses accept payment from Africa.
It supports industries like gaming, forex, crypto, remittances and betting.
ElemiTech helps businesses by providing pan-African coverage through one API, with support for multiple payment methods including mobile money, bank transfers, Visa, and Mastercard.
Settlements happen weekly to global bank accounts or USDT wallets. Businesses can also opt for a white label payment gateway to run under their own brand. The platform is PCI certified, ensuring security and compliance.
It supports 14+ countries including Uganda, Kenya, Nigeria, South Africa, Rwanda Tanzania and Ghana.
It has been in the African payments space for years and offers reliable payment solutions for forex, betting, gaming, and remittance businesses.
It offers an API and dashboard that are simple to integrate, with wide country coverage in East, West, and Southern Africa.
Businesses can accept and payout in both local and global currencies. The approval process is designed for global businesses, with an understanding of KYC and compliance requirements.
For Estonian businesses, DusuPay’s strength is its ability to connect you to multiple payment partners so you’re not relying on a single bank or mobile money provider. This reduces the chance of sudden disruptions.
It is widely used in Nigeria, Ghana, Kenya and South Africa.
It has multiple payment methods, that is, cards, mobile money, bank transfers, Apple pay and POS payments.
Easy integration with platforms like shopify and allows for invoicing.
Provides real-time transaction data and automated reconciliations.
It has fraud detection tools and secure authentication.
It is popularly designed for scalability among SMEs, enterprises and global brands.
On top of multiple payment methods and seamless integration, it has flutter wave store that create online stores that accept payments globally.
It supports 30+ currencies enabling local payments in Africa and globally.
Key strategies for businesses in Estonia to accept payments from Africa
Choose a payment gateway that will:
Integrate mobile money and local payment methods.
That supports multi-currencies for convenience.
That enable global settlements.
That re secure with fraud detection tools.
Elemitech is the simplest solution for Estonian businesses to accept payments, make payouts, manage FX and settle globally!