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Accept payments for your business in Africa

Collect and make payments from 14 African countries. Mobile money, Credit/ Debit cards and online banking channels accepted

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How businesses in Scotland can accept payments in Africa

Given the diversity in Africa's digital payment landscape, it is eminent that businesses in Scotland work with the right Africa-friendly payment infrastructure.

Africa has 54 continents, all of which have different local payment methods like M-PESA, mobile money, Airtel money, MTN MoMo and Bank Transfers among others.


Why it is important for Scottish businesses to use payment gateways n Africa

  • Low card penetration in many African countries.

  • Wide use of mobile money services across Africa.

  • Country -specific regulations.

  • Multiple currencies


Choosing the right gateway partner is very important for Scottish businesses to be able to bridge that gap and foster sales growth across Africa.


In this article we guide Scottish businesses on which payment gateways may sufficiently handle payment acceptance in Africa.


ElemiTech (ElemiPay) is a payment gateway and payments infrastructure provider focused on helping businesses accept and make payments across Africa — including collections from African customers and payouts to wallets/banks — all under a single platform and API.

Features:

  • It supports payment collection using preferred local payment methods like mobile money (M-Pesa (Kenya), MTN Mobile Money, Airtel Money (Uganda, Ghana, etc.)

  • It supports multiple African countries like Nigeria, Kenya, Uganda, Tanzania, Ghana, Rwanda, South Africa, and more using one unified API.

  • It settles in EUR, USD, and USDT.

  • Supports payouts to African customers, affiliates, or suppliers

  • It enables weekly settlements to global accounts.

  • It has white-label options that enable Scottish businesses foster their brands across Africa.

  • It has PCI-Level security securing card and transaction data.

DusuPay is a payment gateway and payment infrastructure platform designed to help businesses in Scotland accept and process payments across Africa using multiple local and global payment methods.

Features:

  • Accepts a wide range of payment methods like mobile money, cards, local bank transfers and international currencies and settlements.

  • It operates across 15+ African markets and is integrated with local payment rails in multiple regions.

  • It also supports multi-currency transactions, which is a big help for cross-border operations.

  • It has a developer-Friendly API that enables payment collection, initiating payouts and building custom workflows.

  • Dusupay Octopus enables instant payouts.


Paystack is a modern online and offline payment platform that enables Scotland businesses accept digital payments from African customers using a variety of method (cards, mobile money and more)

It provides tools for managing transactions, payouts, subscriptions, reporting, and fraud protection.

Features:

  • It operates in Nigeria, Ghana, Kenya and South Africa.

  • Settles in local bank and USD.

  • Multiple payment methods like cards, mobile money and Apple pay.

Best for: E-commerce, marketplaces and subscriptions.


All in all, to win customers in Africa, European-based companies must let their African customers pay the way they want to conveniently pay.


Remember, choosing the right payment gateway is key for Scottish businesses.

• For high-volume or high-compliance products: Elemitech

• For crypto, gaming, or high-risk sectors: DusuPay

• For SaaS and e-commerce in top digital economies: Paystack



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